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Colonial Penn Life Insurance

If you're looking for a Colonial Pennsylvania Insurance quote for senior life, you can do your research online. Colonial Penn has a large online marketing presence with their own featured endorser Alex Trebek and are owned by Conseco, a large life insurance company in the US. Their site is easy to navigate and gives quick, easy access to quotes from many different companies. If you want a general policy you can get it from this company that will provide basic coverage and you may be able to find something more specific if you look around.

Colonial Penn Life Insurance Review

There are several different options available to you as a buyer of colonial Penn life insurance. Most of these policies have a long-term life term of anywhere from ten to thirty years and premiums start out at around $129 a month. You can choose to pay a yearly premium or a monthly premium. The cost of coverage will depend on the type of policy you buy. Here are some of the options you can select when buying life insurance at this company:

Unconditional Life Insurance
This is one of the most popular types of policies sold by this company. Unconditional life insurance coverage pays your death benefits without requiring any medical examinations or questioning of your health. This policy pays up to the death benefit if you die during the policy period. However, you need to pay your premiums on a monthly basis.

Permanent Life Policy
This is a policy that offers the best combination of medical exam requirements and death benefits. This insurance policy has a one-time payment which pays your outstanding benefits and does not require a medical exam. With a permanent life policy you need to pay your premium monthly. This policy does not have a lifetime limit. With a permanent life policy, your premium is based on your age at the time of coverage.

Colonial Penn Life provides several types of protective life insurance coverage. These include term life insurance, whole life insurance, universal life insurance, variable life insurance coverage and universal life insurance coverage. You can buy one or more of these insurance policies. When buying a term life policy you can pay the premium in any amount for a specific period of time. With a whole life policy you can pay the premium over an extended period of time or for a fixed amount of time.

Universal life insurance provides you with the ability to build cash value on the policy while it is still in place. This cash value is then used to provide you with a death benefit should you die. With a variable universal life insurance policy, the premiums are adjusted periodically for inflation. The most important aspect of any of these policies is that your premium is paid on a monthly basis, which means that the premiums do not accumulate interest. Your monthly payments keep your premium's consistent so that they do not increase the amount of money that you pay towards your death benefits.

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