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No Medical Exam Life Insurance - Top Tips For the Would-Be Policyholder

By Russell Rabichev
A no medical exam life insurance policy may well be the best type of coverage for you and your family. For instance, if you have been applying for a life policy to no avail, you may consider getting no exam insurance as your last resort.
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Planning Opportunities With Partnership - Owned Life Insurance

By Julius Giarmarco
In Estate of Knipp v Commissioner, 25 T.C. 153 (1955), the decedent was a 50% partner in a general partnership that was owner and beneficiary of 10 life insurance policies on his life. The policies were purchased for business purposes. The court ruled that the decedent held no incidents of ownership in the policies. To rule otherwise the court felt would result in unwarranted double taxation, since 50% of the death proceeds were already included in the value of the decedent's estate via his partnership interest.
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Cashing In A Life Insurance Policy

By Jason Gluckman
The amount available in cash upon cancellation of an insurance policy is called cash value. This cash value is the savings component of most permanent life insurance policies, particularly whole life. The seller gets a payout that's greater than the cash value of the policy, while the purchasing company keeps paying the premiums and eventually collects on the insurance payout when the policyholders die.
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Do Kids Need Life Insurance?

By Xoseph Chu
"Do kids need life insurance?" has been a much debated topic. There are a number of reasons why parents take up life insurance on the life of their children. Some of the reasons are questioned and criticized. This article collects different viewpoints to helps readers form their own perspectives on this subject.
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Burial Insurance - Types of Burial Insurance Policies

By Mark Prip
Dying is a time of severe stress for everyone involved. Thinking about dying and what will happen after you die is not pleasant. If you do not have a family, your parents or other relatives will likely be responsible for paying for your burial costs.
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Life Insurance Policies | Child Life Insurance | Mass Mutual Life Insurance | Life Insurance Advice | Cash Out Life Insurance | Low Cost Life Insurance | Colonial Penn Life Insurance | New York Life Insurance | Met Life Insurance | American General Life Insurance